How it works

1. Safety (1 min): choose an access code, learn the quick exit, say whether this device is shared.
2. Situation (10 min): what happened, your relationship, your state. “I don’t know” is always an answer.
3. 72-hour plan (30–60 min, free): credit reports, a credit freeze, a fraud alert, safer logins, IRS transcripts. Official links only.
4. Inventory (45–90 min, free): what you own and owe, one line each, with where each figure comes from.
5. Checkout ($49.99 once): you see page 1 of your own file and the name on your bank statement before you pay.
6. Gaps and dates: what is missing, ranked, and the dates your situation creates.
7. Documents, letters and public records: what to ask for, letters filled in for you, and where anyone can legally look.
8. Calculator: your monthly money picture, and whether digging further is worth it, on your own figures.
9. File: a PDF built on your device, for your lawyer, a counselor or yourself.

Where your data lives

On your device only, in your browser’s storage, encrypted with a key made from your access code. We keep no customer database. Your answers never leave your device; the payment is handled by Stripe. Every page also carries a Google Ads tag, which sends Google the pages you visit, your IP address and a cookie id: see Privacy.

The flip side: if you forget your code or clear your browser, the work is gone. Export an encrypted backup from Settings.

What it does not do

• This product is not a substitute for the advice of an attorney. This is not legal advice.
• This file only contains what you can legally access. It does not show accounts in your partner’s name or email, off-bureau loans or crypto.
• Any calculation uses your own assumptions; it is not an estimate of what is hidden.
• Rules vary by state. State facts in this file are sourced and dated, not advice.
• A document you create may be requested in a legal case: ask your lawyer.
• It does not replace a lawyer, legal discovery or a forensic accountant.